Gen Z are Finally becoming Homeowners!

by Tre Serrano

 

Forget the avocado toast stereotype—Gen Z is showing up in the San Antonio real estate game ready to own, not rent.

With affordable home prices, steady job growth, and the dream of planting roots (and building equity), San Antonio is quickly becoming one of the top spots where Gen Z buyers are making their move into homeownership.

So, is buying a home the new side hustle for the next generation? Here’s what’s driving the shift—and why San Antonio is at the center of it.


📊 Gen Z Buyers Are on the Rise

According to recent data, over 14% of mortgage applications in San Antonio in the last year came from Gen Z buyers—those born between 1997 and 2012.

These are the young professionals, entrepreneurs, and remote workers who are:

  • Tired of paying rising rent

  • Focused on financial independence

  • Ready to build wealth through real estate instead of waiting for “someday”

For many, San Antonio’s price points make buying a home feel way more realistic than trying to compete in Austin or Dallas.


💰 Why San Antonio?

✅ 1. Affordability Makes It Possible

  • Median home price in SA: ~$310,000

  • Compare that to Austin’s ~$570,000—huge difference for first-time buyers!

  • Lower cost of living = room to save and still enjoy life

📈 2. Strong Job Market and Remote Work Flexibility

San Antonio is growing in:

  • Healthcare

  • Cybersecurity & tech

  • Manufacturing and logistics

  • Plus, many Gen Z buyers are leveraging remote work salaries while living in lower-cost areas like SA

🏡 3. Space to Grow, Room to Breathe

Gen Z isn’t just looking for a roof over their heads—they want:

  • Extra bedrooms for work-from-home setups

  • Backyards for pets, hobbies, or maybe a side hustle studio

  • Access to trails, gyms, and neighborhood amenities

San Antonio delivers on space and lifestyle—without breaking the bank.


🧠 The Mindset Shift: Equity Over Rent Receipts

Today’s young buyers are showing they’re more financially aware than many give them credit for. Instead of spending years renting, they’re asking:

  • “Why pay someone else’s mortgage when I can invest in my own future?”

  • “How can I turn my home into a wealth-building tool—maybe even house hack or Airbnb a room?”

In many ways, homeownership is becoming part of the Gen Z hustle culture—a smart, long-term play alongside side gigs and career growth.


🏘️ What Does This Mean for the Market?

  • More demand in starter home price points ($250k–$400k)

  • Growth in new construction communities offering first-time buyer incentives

  • Buyers looking for affordable areas with easy access to downtown, the Medical Center, or remote-friendly coworking spots


🗣️ Gen Z Isn’t Waiting—They’re Buying

While the headlines may talk about student loans and inflation, Gen Z buyers in San Antonio are proving that owning a home is still possible—and powerful.

The next generation isn’t afraid to hustle, save smart, and plant roots where it makes sense.


📬 Brought to you by CallTheCavalryGroup.com – Helping the next generation of homeowners make moves that matter.

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Tre Serrano

Team Lead | License ID: 687355

+1(914) 282-2370

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