Live Here, Cash Flow Monthly: The La Vernia Property That Pays You to Live in It

by Tre Serrano



If you’ve ever wondered whether it’s actually possible to live on a piece of Texas land, have your mortgage paid for, and put extra money in your pocket every month this La Vernia property proves the answer is yes. In my latest reel, I broke down how this setup works, and today we’re diving deeper into why this deal has stopped so many people mid-scroll.

You’re not just buying a home here you’re taking ownership of seven total income-producing properties across five+ acres in La Vernia, Texas. With the right down payment and the right financing structure, this property can cover your mortgage and generate thousands of dollars in positive monthly cash flow.

This isn’t a theory.
It’s real. And it’s already happening.


A Mortgage That Pays for Itself

The headline is simple:

Live in this house → mortgage gets paid → cash flow up to $2,000/month.

Here’s how:

  • With 20% down, the existing rental income across the additional units puts you around $2,000/month in positive cash flow, even while you live in the main house.

  • With 10% down, owner financing is available, and you can still expect about $1,000/month in positive cash flow.

That means while you're living your life, enjoying acreage and privacy, the property earns money all while building equity and long-term wealth on autopilot.

This is the exact model investors use to accelerate their financial trajectory.
The only difference here?
You get to live on the land you own.


Seven Properties, One Opportunity

What makes this deal different is scale.

Instead of one house on five acres, you're taking ownership of:

  • The main home

  • Six income-producing units

  • Acreage with privacy, open space, and long-term upside

This creates multiple income streams on one piece of land something you simply can’t replicate with a typical San Antonio lot.

La Vernia makes this possible because:

  • You get larger parcels

  • Rental demand is strong

  • Owners value privacy and country living

  • Property taxes are lower than many parts of San Antonio

  • Zoning allows flexibility for multi-unit layouts

It’s the perfect environment for a home that pays for itself.


Why This Works in Today’s Market

Cash-flowing properties are becoming harder to find, especially as rates fluctuate and home prices climb. But deals like this still win because they rely on multiple rental incomes, not just market timing.

Real estate experts consistently note that positive cash flow is the foundation of wealth-building rentals, because rental income must exceed expenses to stay profitable long-term.

In other words:
You want the property working for you, not the other way around.

That’s exactly what’s happening here.

With seven units, all income streams contribute toward:

  • Covering the mortgage

  • Covering expenses

  • Producing net monthly income

  • Protecting you from vacancy swings

  • Accelerating your principal paydown

Even better?
If you ever leave the main home and rent that too, your cash flow increases dramatically.


What Buyers Should Consider

Before jumping into any high-income property, I always walk my clients through the essentials:

  • Confirm actual rental numbers

  • Review all unit conditions

  • Verify zoning and permitted use

  • Review financing terms (especially with owner financing)

  • Understand utility setups for each unit

  • Prepare for basic property management

This deal can set a family up for long-term wealth, but like any investment, it requires understanding the structure and the numbers.


Who This Type of Property Is Perfect For

If you fit any of these categories, this strategy may be one of the smartest moves you make:

  • First-time buyers who want income immediately

  • Military families PCSing to San Antonio

  • Buyers wanting acreage without the full financial burden

  • Families wanting multi-generational space plus rental income

  • New investors who want their primary home to cash flow

  • Anyone wanting to build wealth through real estate not slow, but fast

This is how families go from one property to a portfolio.


Final Thoughts

In a market where most homes cost you money every month, this one pays you.
That’s the difference between buying a house... and buying an opportunity.

If you want to walk this property with me, or if you want me to break down the numbers specifically for your situation, just reach out. Deals like this don’t sit long because they simply don’t exist often.

📬 Brought to you by CallTheCavalryGroup.com. Your trusted source for San Antonio updates, living, and real estate.

Tre Serrano

Tre Serrano

Team Lead | License ID: 687355

+1(914) 282-2370

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